Pre-existing conditions

What people say about CHM

We can never thank Christian Healthcare Ministries enough for helping us with our medical needs. We like to tell everyone we know how good God and Christian Healthcare Ministries have been to us. That is what Christians are supposed to do – join together and help each other. -Prayer Page participants Billy & Patricia Cox, Conway, SC

I praise God for inspiring His children to love others enough to respond to the needs of strangers. Together, we can accomplish much more than we ever could alone. I also am grateful for the CHM staff members who coordinate this wonderful program that brings solutions to difficult situations. -Prayer Page participant Mary Trotzke, Dot Lake, AK

More testimonials

A pre-existing condition* is any medical condition for which you experience signs, symptoms or treatment before joining Christian Healthcare Ministries (CHM).

For Gold level members, Christian Healthcare Ministries offers assistance with medical bills for pre-existing conditions that you have incurred after joining CHM according to the following schedule:

• In the first year of participation, bills incurred for a pre-existing condition are eligible for sharing up to $15,000.
• In the first two years of participation, bills incurred for a pre-existing condition are eligible for sharing up to $25,000 ($15,000 during the first year plus $10,000 during the second year).
• In the first three years of participation, bills incurred for a pre-existing condition are eligible for sharing up to $50,000 ($15,000 during the first year plus $10,000 during the second year plus $25,000 during the third year).
• After the third year of participation, the condition will no longer be considered pre-existing.

If you are a Gold level member and your medical bills exceed these limits (or if you are a Silver or Bronze member), the excess amount may be eligible to appear on the ministry’s Prayer Page, which is printed in the monthly newsletter. All CHM members are invited and encouraged to give to Prayer Page needs (above regular monthly gifts) as they feel led. Members’ names, addresses, medical need explanation and gift updates are included on the page.

To learn more about the Prayer Page, call 1-800-791-6225 (ask for the Prayer Page) or e-mail prayerpage@chministries.org.

**If you have a pre-existing condition, you are still welcome to join Christian Healthcare Ministries. However, if you are currently undergoing treatment for any medical condition, CHM will not be able to share those bills.